Growth and impact of SHGs bank linkage programme in India: an analytical study

Sathyanarayana and Ravishankar, P. (2015) Growth and impact of SHGs bank linkage programme in India: an analytical study. International Journal of Sociology, Social Anthropology and Social Policy, 1 (2). pp. 90-100. ISSN 2454-4833

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Abstract

In India, microfinance scene is dominated by Self Help Group-Bank Linkage Programme (SBLP) as a cost effective mechanism for providing financial services to the =unreached poor� which has been successful not only in meeting financial needs of the rural poor but also strengthen collective self help capacities of the poor, leading to their empowerment. In this back ground the present paper highlighted on the progress and impact of SBLP programme in India. Further it looked into the region wise progress of SBLP and also examined the role of agencies in progress of SHGs. It is observed that the growth trends of SBLP like number of SHGs with outstanding loans, loans disbursed to SHGs, total bank loan outstanding to SHGs, number of SHGs with saving accounts with banks and total saving of SHGs with banks were increasing in nature. Further it is found that the spread and depth of SBLP is much higher in the Southern region as compared with other regions in the way of access to basic financial services, and then this pattern of banking penetration appears to be a formidable challenge in the way of faster and more inclusive growth.

Item Type: Article
Uncontrolled Keywords: Microfinance and SHGs-Bank Linking Programme and (SBLP) and NABARD and Rural Development and Poverty
Subjects: A Arts and Humanities > Economics
Divisions: PG Centre Chamarajanagara > Economices
Depositing User: Shrirekha N
Date Deposited: 20 Jun 2019 05:29
Last Modified: 20 Jun 2019 05:29
URI: http://eprints.uni-mysore.ac.in/id/eprint/3438

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